Reinventing the “Wheel” of Federal Government
20 November 2013
20 November 2013
Listening to The Morning Briefing on SiriusXM POTUS Radio this morning, we heard Tim Farley interview Representative Cory Gardner about healthcare. Congressman Gardner represents Colorado’s Fourth District.
Among several points related to limitations of the Affordable Care Act, Congressman Gardner said that the states could do a better job when it comes to managing their citizens’ healthcare insurance. Congressman Gardner said, for example, that it would be beneficial if insurance policies would be sold across state lines.
Mr. Farley followed up the Congressman’s comment about inter-state insurance with the kind of incisive question for which Tim Farley and The Morning Briefing have become known. Here, Mr. Farley asked about challenges that might derive from differences between the states, where each state has its own set of insurance laws.
The Congressman’s answer caught our interest.
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According to Congressman Gardner, the states could work together to overcome such limitations. His idea is that the states could form agreements or alliances among themselves. This way, different insurance regulations at the level of the individual states would not cause problems among the allied states.
The advantage of this, per Congressman Gardner’s view, would be that, in using such cooperative arrangements, the states could work together to solve insurance challenges, without being forced to suffer from national intervention with our healthcare insurance.
That’s an interesting idea. One wonders that the Founding Fathers didn’t think of it.
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The Idea Highlights a Key Difference between the GOP and the Democrats. Of course, where the Democrats come from, such an organization of alliances to provide for the common good among the several states already exists.
It’s the Federal Government.
Regards,
(($; -)}
Gozo!
@GozoTweets
Why “Deficits” Don’t Always Matter:
12 November 2013
12 November 2013
As “Fiscal Conservatives,” we take issue with how the “Conservative” side of American politics looks at deficit spending and debt. Here’s why:
Every year, our family takes in a certain amount of money as “income.” A portion of that income, we use to make “capital improvements” and “investments.”
A portion of funds employed for capital investments constitutes down-payments for new real estate properties, for which we take out mortgages.
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If One Were to Look at selective parts of our family balance sheet, one might see:
Deficit Spending (We have added 80% of “spending” in relation to the 20% down-payment)
Increasing Debt (We have added that 80% of “debt” to the balance sheet. This debt addition may be offset by total reduction of principal on all mortgages.)
Over more than three decades of such “deficit spending,” our debt-to-equity ratio is less than 50%.
Any political “Conservative” might say that we are “spending” ourselves to ruin, and that we risk leaving a mountain of debt to our children and grandchildren.
Our children don’t mind.
Regards,
(($; -)}
Gozo!
[NOTE: The above post on “deficit spending” was prompted by our reading of Why The Most Important Budget Event Of The Year Has Had No Impact, which was posted earlier today by Stan Collender, at “StanCollender’s Capital Gains and Games.”
@GozoTweets
THE BEST OF BOTH WORLDS:
10 November 2013
10 November 2013
The Best Way to buy ACA insurance is the best way to buy an airline ticket on Kayak or Expedia: do your comparison shopping on the website, and then contact your chosen provider directly.
You can create an account on healthcare.gov, log on, and shop for the policy you want.
Once you’ve narrowed down your options, call the insurer or insurers directly. These are helpful, sales-motivated people who will give you all the information you need, and then walk you through the application process.
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Just as When Working with any “sales-motivated people,” it’s best to know ahead of time what you plan to choose.
On the other hand, one great thing about Obamacare:
If you don’t like what you end up with this first go-around, you are free to change it a year from now. Such an easy way of comparison shopping and of changing policies never used to be available.
But now there’s better policies and the convenience of Obamacare.
“Priceless.”
Regards,
(($; -)}
Gozo!